Insights
Singapore property analysis
Methodology, market reads, and worked examples. Published when there’s something worth saying.
3 June 2026
Decoupling Isn't an ABSD Trick. It's a Financing Decision.
Decoupling saves a Singapore Citizen the 20% ABSD on a second home — easy arithmetic. The two numbers that actually decide whether it works sit on the financing side, and almost nobody runs them: how much CPF the exiting owner must refund, and whether the one who stays can carry the whole loan alone.
2 June 2026
The Upgrader's Real Risk Isn't the ABSD
Most HDB upgraders pour their energy into the tax timing. The harder question — the one that decides whether your private home holds its value — is one a dataset of more than 2,300 scored condos can answer.
26 May 2026
D19 Has Been Quietly Outperforming Prime CCR Condos. Here's What The Data Shows.
District 19's mean secondary market score is 6.63. Prime CCR (D09/D10/D11) scores 4.09. We pulled the data on 183 D19 condos to find out why.