Silas Tan
District Director · Huttons Asia Pte Ltd · Co-Founder, TRIBE · CEA R000303I
Ex-Mortgage Banker (AVP) · Property Investor · >1,000 families advised · >100 five-star ratings on PropertyGuru
Start Here
Where are you in the property decision?
Start with the path that matches your situation. The tools give you the numbers. TRIBE helps you read what they mean.
Buying a new launch
Compare projects, entry price and exit risk before you commit.
Explore new launches →Buying resale
Score the condo before you offer.
Score a resale condo →Upgrading from HDB
Plan sale proceeds, CPF refund, timeline and safety net before you move.
Plan my sell-buy move →Not sure what you can afford
Start with affordability and stamp duty.
Check my affordability →Want a second opinion
Send us the project, unit and price. We’ll pressure-test it.
Ask TRIBE →The first Singapore property scorecard with its full methodology public.
01
Independent
No project preference. We run the same seven factors, the same way, on every property.
02
Methodology Published
Every weighted factor, formula, and data source is public. Read it, stress-test it, disagree with it.
03
Data-Driven
236,000+ URA REALIS transactions analysed and 2,357 resale condos scored, refreshed every quarter.
7
RPS Factor Weights
Project's Historical Performance
25%
Primary School Effect
20%
Project Size
16%
MRT Proximity
13%
Tenure
10%
Rental Yield
10%
Future Transformation
Read full methodology →6%
New Launches
New Project Scorecard
An independent quality grade for active new launches, built on each district’s 10-year capital and rental trends plus the project’s own schools, MRT, and size, with a holding-period and buy-vs-resale calculator. The grade is open to all; the calculator is for our consultants.
Recently scored
Vela BayArdor ResidenceGrand DunmanArina East
See the latest grades →
Insights
Latest analysis.
13 August 2026 · HDB
7,970 Flats in October's BTO. The Ones Nearest the MRT Cap Out at 4-Room.
HDB's last Build-To-Order exercise of 2026 offers 7,970 flats across seven projects. The four sited within a five-minute walk of an MRT station — 4,370 units, 55% of the exercise — go no larger than a 4-room. Every 5-room flat is somewhere else.
Read article →
13 August 2026
Your Floating Rate Has Already Risen. You Just Haven't Paid It Yet.
On 11 August the overnight SORA printed 1.3688%, while the 3-month compounded rate your loan actually charges sat at 1.1172%. Compounded SORA looks backwards, so a quarter of increase is already in the pipe before the market moves again.
Read article →
12 August 2026
Four of Five HDB Flat Types Got Cheaper in July. The Median Went Up Anyway.
July logged the highest HDB resale volume of 2026 and a higher all-flat median than June. Computed from HDB's own transaction file, four of the five main flat types transacted lower. The median moved because the mix did.
Read article →Purchase Planner
Know what you can afford.
Built by an ex-mortgage banker who’s advised 1,000+ families. The math you need before you fall in love with a unit.
Client Reviews
Trusted by the families we’ve advised.
5.0117 verified reviews on PropertyGuru“Silas Tan was a pleasure to work with in our property search. He doesn't push you and understands and prioritises the needs of his clients.”
“I highly recommend Silas Tan as a property agent of the highest calibre. … He gave sound advice, followed through on every commitment, and made what could have been a stressful journey a smooth and reassuring experience.”
“He provided clear, honest advice, kept us well-informed throughout the process, and always acted in our best interests.”
Hao Feng
District Director · Huttons Asia Pte Ltd · Co-Founder, TRIBE · CEA R064409H
Property Investor · A decade of sales experience in logistics · Systems and process
Personalised Consultation
A score is one part of the equation.
Your situation, budget, timeline, and goals decide the rest. Let’s build a plan around them.