Silas Tan
District Director · Huttons Asia Pte Ltd · Co-Founder, TRIBE · CEA R000303I
Ex-Mortgage Banker (AVP) · Property Investor · >1,000 families advised · >100 five-star ratings on PropertyGuru
Start Here
Where are you in the property decision?
Start with the path that matches your situation. The tools give you the numbers. TRIBE helps you read what they mean.
Buying a new launch
Compare projects, entry price and exit risk before you commit.
Explore new launches →Buying resale
Score the condo before you offer.
Score a resale condo →Upgrading from HDB
Plan sale proceeds, CPF refund, timeline and safety net before you move.
Plan my sell-buy move →Not sure what you can afford
Start with affordability and stamp duty.
Check my affordability →Want a second opinion
Send us the project, unit and price. We’ll pressure-test it.
Ask TRIBE →The first Singapore property scorecard with its full methodology public.
01
Independent
No project preference. We run the same seven factors, the same way, on every property.
02
Methodology Published
Every weighted factor, formula, and data source is public. Read it, stress-test it, disagree with it.
03
Data-Driven
236,000+ URA REALIS transactions analysed and 2,357 resale condos scored, refreshed every quarter.
7
RPS Factor Weights
Project's Historical Performance
25%
Primary School Effect
20%
Project Size
16%
MRT Proximity
13%
Tenure
10%
Rental Yield
10%
Future Transformation
Read full methodology →6%
New Launches
New Project Scorecard
An independent quality grade for active new launches, built on each district’s 10-year capital and rental trends plus the project’s own schools, MRT, and size, with a holding-period and buy-vs-resale calculator. The grade is open to all; the calculator is for our consultants.
Insights
Latest analysis.
2 September 2026 · Private Property Market
Land Betterment Charge Rose in 70 Sectors on 1 September. One S$198 Million En Bloc Pays Nothing.
SLA's half-yearly revision lifted non-landed residential LBC rates 3.4% on average, with Kallang up 29.1%. A day before it took effect, the agent marketing Gilstead Court said the revision would not cost that site a cent. The number reconciling them is the development baseline.
Read article →
2 September 2026
The Second Name on Your Loan Buys Years, Not Just Income — and MAS Charges You for Them
Adding a younger, lower-earning spouse to a 50-year-old's mortgage lifts the borrowable sum from S$743,557 to S$1,498,691. Only S$446,134 of that is her salary; S$309,000 is her birth year. The catch is a MAS rule most buyers never read.
Read article →
1 September 2026
The Widest Bid Gap of 2026: What United Venture Is Really Pricing at New Upper Changi
Four bids closed at New Upper Changi Road today. The top one, S$1,425,388,000 from United Venture Development (Daisy) and CL Sapphire, sits 13.85% above second place — the widest top-to-second gap of any URA residential tender this year, against a 2026 median of 4.26%. At S$1,537 psf of gross floor area, it is not a record. It is a conviction bet, and this is the arithmetic underneath it.
Read article →Purchase Planner
Know what you can afford.
Built by an ex-mortgage banker who’s advised 1,000+ families. The math you need before you fall in love with a unit.
Client Reviews
Trusted by the families we’ve advised.
5.0117 verified reviews on PropertyGuru“Silas Tan was a pleasure to work with in our property search. He doesn't push you and understands and prioritises the needs of his clients.”
“I highly recommend Silas Tan as a property agent of the highest calibre. … He gave sound advice, followed through on every commitment, and made what could have been a stressful journey a smooth and reassuring experience.”
“He provided clear, honest advice, kept us well-informed throughout the process, and always acted in our best interests.”
Hao Feng
District Director · Huttons Asia Pte Ltd · Co-Founder, TRIBE · CEA R064409H
Property Investor · A decade of sales experience in logistics · Systems and process
Personalised Consultation
A score is one part of the equation.
Your situation, budget, timeline, and goals decide the rest. Let’s build a plan around them.