Purchase Planner
What are you buying?
Key in your purchase price — we'll work out the 5% cash, the downpayment, stamp duties, and the exact order of payments.
Buying a Resale HDB
Option fee, exercise deposit, HDB loan vs bank loan — the order of payments to key collection.
Buying a Resale Condo
1% option, 4% exercise, BSD and ABSD on the clock — every payment to completion.
Buying a Brand New Condo
Progressive payments stage by stage — booking to CSC, with the instalment ramp.
Buying a Brand New EC
Bridging loan off your current flat, deferred vs progressive payments — both timelines.
Could you ride out a job loss after buying?
Planning the purchase is only half the picture. See how many months your cash reserves would carry the mortgage if your income stopped — and how much you’d rebuild over four years if it doesn’t.
Disclaimer
The tools on this page provide estimates for general reference only and do not constitute financial, legal, tax, or investment advice. Calculations are based on prevailing MAS, IRAS, HDB, and CPF rules and rates at the time of publication, which may change without notice. Actual figures — including loan eligibility, interest rates, stamp duties, and CPF usage — depend on your specific circumstances and the final assessment of banks, IRAS, and other relevant authorities. TRIBE makes no warranty as to the accuracy or completeness of any output and accepts no liability for decisions made in reliance on these tools. Please verify all figures with the relevant institutions or a qualified professional before committing to any transaction.