Affordability Assessment
TDSR / MSR — what the bank will lend you
The same capacity grid a banker runs: your income against the 55% TDSR and 30% MSR caps, across private, EC, and HDB — at the standard tenure and the extended-tenure/lower-LTV alternative.
Applicant 1
Monthly debt obligations
Assessment settings
Recognised income: $0/moIncome-weighted age: 35 yrs
Enter your income on the left to see your loan capacity across private, EC, and HDB.
The loan is one number. The right purchase is a plan.
The Purchase Planner adds your cash, CPF, and stamp duties to find your true maximum budget — or talk it through with us.
Indicative only. Computed on MAS TDSR/MSR rules with a 30% haircut on variable income; final loan quantum is subject to bank approval and prevailing regulations. Not financial advice.