The maths before you fall in love with a unit.
16free calculators built by an ex-mortgage banker — affordability, stamp duties, payment timelines and the strategy maths most buyers only see after they’ve committed. No registration, no spin.
Sale & Purchase
- Purchase PlannerPrice in — cash, downpayment & payment order
- Sale ProceedsCPF & cash back from your sale
- Resale HDB Purchase PlannerDeposit, downpayment & payment order
- Resale Condo Purchase Planner1%, 4%, duties & completion
- New Condo Purchase PlannerProgressive payments built in
- New EC Purchase PlannerBridging loan, deferred vs progressive
Mortgage
- Affordability Assessment (TDSR/MSR)Max loan, price & downpayment
- Amortisation Table (Resale)Principal vs interest, month by month
- Amortisation Table (New Sale)SoonProgressive drawdown schedule
- Age-to-Mortgage ProjectionHow waiting changes your loan
- Pledging / Unpledging CalculatorAssets into loan capacity
Stamp Duties
Strategy
- Decoupling CalculatorABSD saved vs the real cost
- Timeline CalculatorWork out your timeline
- New Sale vs Resale CondoSame budget, two paths compared
- Safety Net CalculatorSoonReserves after the purchase
- Exit Strategy ForecastSoonHolding period & breakeven view
The calculators get you the numbers. We help you read them.
Your situation, budget, timeline and goals shape the rest. Let’s tailor a plan that fits all of it.
Disclaimer
The tools on this page provide estimates for general reference only and do not constitute financial, legal, tax, or investment advice. Calculations are based on prevailing MAS, IRAS, HDB, and CPF rules and rates at the time of publication, which may change without notice. Actual figures — including loan eligibility, interest rates, stamp duties, and CPF usage — depend on your specific circumstances and the final assessment of banks, IRAS, and other relevant authorities. TRIBE makes no warranty as to the accuracy or completeness of any output and accepts no liability for decisions made in reliance on these tools. Please verify all figures with the relevant institutions or a qualified professional before committing to any transaction.