Resale Project Scorecard
Finland Gardens
D15 · East Coast, Marine Parade · freehold · completed 1984 · 48 units
Grade B, 5.99 out of 10, the 254th highest score among 434 resale condos in District 15.
How to read this grade. RPS is a relative comparison of seven scored factors, not a valuation, return forecast or buy recommendation.
TRIBE's 2026 back-test found the composite separated later resale returns less clearly than Historical Performance alone, so the grade should be used to open the factor details, not to close a buying decision. Read the evidence →
- Tenure
- Freehold
- Resales, 12 months to Oct 2026
- 3
- To Siglap MRT
- 490 m
3D model: block outlines © OpenStreetMap contributors, roof heights from OneMap 3D (SLA)
Finland Gardens Score
- B
- Grade
- Score out of 10
- 5.99
- Highest score among 434 resale condos in District 15
- 254th
Solid, middle-of-the-pack project. Standout strengths: tenure, capital appreciation. Key weaknesses: project size, rental yield.
Project's Historical Performance25%8/10
Avg Ann. of +4.69% — top-quartile performance within its 1984-era cohort (79th percentile).
The district median is 6.5/10.
Primary School Effect20%6/10
3 primary schools within 1km (nearest: Ngee Ann Primary School at 0.80km). Moderate school access.
The district median is 8/10.
- Ngee Ann Primary School
- Opera Estate Primary School
- St. Stephen's School
Within 1km on OneMap's School Query for at least one block, the measure MOE uses for Primary 1. Check your block's postal code on OneMap School Query →
Project Size16%3/10
48 units — very small project; niche product with thin resale market.
The district median is 3/10.
MRT Proximity13%8/10
490 m from Siglap MRT (TE28) — short walk to MRT, good transport convenience.
The district median is 8/10.
Rental Yield10%1/10
Rental yield of 2.08% — weak income return.
The district median is 4/10.
Tenure10%10/10
Freehold tenure — no lease decay concerns, preserves long-term value.
The district median is 10/10.
Future Transformation6%3/10
Limited future-catalyst exposure — nearest is Bayshore precinct (Bedok East) at 2.33km, far enough that the impact on this project is modest.
The district median is 1/10.
Scores updated October 2026. On the map →
Why Finland Gardens scores 5.99
Finland Gardens scores 5.99 out of 10 on the TRIBE Resale Project Scorecard, Grade B, ranking 1212th of 2,350 resale condos scored in Singapore and 254th of 434 in District 15 (East Coast, Marine Parade). Its strongest factors are Tenure (10/10) and Project's Historical Performance (8/10); its weakest is Rental Yield (1/10).
| Factor | This condoFinland Gardens | DistrictDistrict median | EffectEffect on score | Scores above |
|---|---|---|---|---|
| Project's Historical Performance25% | 8/10 | 6.5/10 | +0.38 | 74% of district |
| Primary School Effect20% | 6/10 | 8/10 | −0.40 | 30% of district |
| Project Size16% | 3/10 | 3/10 | ±0.00 | 0% of district |
| MRT Proximity13% | 8/10 | 8/10 | ±0.00 | 35% of district |
| Rental Yield10% | 1/10 | 4/10 | −0.30 | 3% of district |
| Tenure10% | 10/10 | 10/10 | ±0.00 | 5% of district |
| Future Transformation6% | 3/10 | 1/10 | +0.12 | 90% of district |
Medians are across the 434 scored resale projects in District 15 (East Coast, Marine Parade). “Effect on score” is the factor's weighted difference from that median, so the column sums (to within rounding) to the gap between Finland Gardens and a median-profile project (6.21). “Scores above” is the share of those projects this one out-scores on the factor. Weights and bands are on the methodology page.
Finland Gardens Prices
By unit type at Finland Gardens
| Unit type | Size | Sold for | Median PSF | Sales |
|---|---|---|---|---|
| 4-bedroom1,889 sq ft | 1,889 sq ft | $3.09M | $1,635 psf | 2 |
Past transactions at Finland Gardens
7 resales, Nov 2021 to Oct 2026 · median $1,625 psf · $2,168,000 to $3,200,000 · 4 of the 4 with a purchase on record sold at a profit
| Sale | ||||||||
|---|---|---|---|---|---|---|---|---|
| 29 Jun 2026 | 54 East Coast Terrace | 1 | #01-03034BR · Blk 54 | 4BR | 1,970 | $1,625 | $3,200,000 | Resale |
| 3 Jun 2026 | 41 East Coast Avenue | 1 | #01-02023BR · Blk 41 | 3BR | 1,475 | $1,865 | $2,750,000 | Resale |
| 6 Mar 2026 | 54 East Coast Terrace | 2 | #02-04044BR · Blk 54 | 4BR | 1,808 | $1,645 | $2,975,000 | Resale |
| 6 Aug 2025 | 54 East Coast Terrace | 3 | #03-07074BR · Blk 54 | 4BR | 1,722 | $1,643 | $2,830,000 | Resale |
| 4 Apr 2025 | 41 East Coast Avenue | 2 | #02-01013BR · Blk 41 | 3BR | 1,346 | $1,611 | $2,168,000 | Resale |
| 18 Jan 2024 | 54 East Coast Terrace | 2 | #02-02024BR · Blk 54 | 4BR | 1,722 | $1,568 | $2,700,000 | Resale |
| 4 May 2022 | 54 East Coast Terrace | 3 | #03-02024BR · Blk 54 | 4BR | 1,722 | $1,495 | $2,575,000 | Resale |
Show as a table
| Period | Sales | Median PSF | D15 |
|---|---|---|---|
| Nov 2021 – Jan 2022 | — | — | $1,480 psf |
| Feb–Apr 2022 | — | — | $1,516 psf |
| May–Jul 2022 | 1 | — | $1,588 psf |
| Aug–Oct 2022 | — | — | $1,554 psf |
| Nov 2022 – Jan 2023 | — | — | $1,558 psf |
| Feb–Apr 2023 | — | — | $1,677 psf |
| May–Jul 2023 | — | — | $1,646 psf |
| Aug–Oct 2023 | — | — | $1,750 psf |
| Nov 2023 – Jan 2024 | 1 | — | $1,632 psf |
| Feb–Apr 2024 | — | — | $1,717 psf |
| May–Jul 2024 | — | — | $1,742 psf |
| Aug–Oct 2024 | — | — | $1,829 psf |
| Nov 2024 – Jan 2025 | — | — | $1,753 psf |
| Feb–Apr 2025 | 1 | — | $1,827 psf |
| May–Jul 2025 | — | — | $1,767 psf |
| Aug–Oct 2025 | 1 | — | $1,868 psf |
| Nov 2025 – Jan 2026 | — | — | $1,826 psf |
| Feb–Apr 2026 | 1 | — | $1,840 psf |
| May–Jul 2026 | 2 | $1,745 psf | $1,872 psf |
| Aug–Oct 2026 | — | — | $1,906 psf |
A quarter is plotted from two sales up; the district line from ten.
URA REALIS resale and sub-sale caveats, Nov 2021 to Oct 2026. Check one unit →
Finland Gardens Rent
- Median rent a month
- $6,250
- Gross yield
- 2.4%
- Rental contracts
- 4
| Unit type | Median rent | Gross yield | LetsContracts |
|---|---|---|---|
| 4-bedroom | $6,250 | 2.4% | 4 |
Rental contracts at Finland Gardens
4 contracts, Sep 2025 to Aug 2026 · median $6,250 a month · $4,888 to $6,300
| Month | Type | Size | Rent a month |
|---|---|---|---|
| Apr 2026 | 4BR | 1,800 to 1,900 sq ft | $4,888 |
| Apr 2026 | 4BR | 1,700 to 1,800 sq ft | $6,300 |
| Dec 2025 | 4BR | 1,700 to 1,800 sq ft | $6,300 |
| Oct 2025 | 4BR | 1,800 to 1,900 sq ft | $6,200 |
URA rental contracts. The table above is the 12 months to August 2026. Yield is gross. URA publishes no unit number for a letting.
Finland Gardens Notes
How these numbers are worked out
- Grade B places Finland Gardens in a relative band under the current seven-factor formula. RPS is a relative comparison of seven scored factors, not a valuation, return forecast or buy recommendation. TRIBE's 2026 back-test found the composite separated later resale returns less clearly than Historical Performance alone, so the grade should be used to open the factor details, not to close a buying decision. Two units can still be very different buys: the asking price, stack, floor, facing and condition decide the outcome.
- PSF against the district: $1,645 psf at Finland Gardens against $1,852 psf across District 15, medians over 12 months.
- MRT distance is a straight line on the map; the walking route is longer.
- Prices: aggregates of URA REALIS resale caveats, data to October 2026 (Nov 2025 – Oct 2026). A specific unit's value depends on floor, size, facing and condition.
- By unit type: a price range is shown from three sales up; with two, the figure is the median. Unit types with one sale, and sales with no bedroom count on record, are left out.
- Past transactions: every resale and sub-sale caveat lodged with URA from Nov 2021 to Oct 2026, newest first; a unit is its storey and stack (#07-18). Typing a unit or a stack lists its sales across the whole span. Profit is the sale price less the seller's own purchase price as the caveats pair them, before stamp duties, fees and loan interest; the gain a year is compounded and shown from one year held. The trend line is the median from two sales up per month, quarter or half-year, the district line from ten. 10Y appears once the dataset runs that far back.
- Rent: aggregates of URA rental contracts, Sep 2025 – Aug 2026, for unit types with three contracts or more; the contract list under the table carries every letting on file, including those with no bedroom count, and URA publishes no unit number for a letting. Gross yield is a year of the median rent over the median resale price of the same unit type (12 months to October 2026, two sales or more), before maintenance fees, property tax, agent fees, vacancy and mortgage interest.
- Factor bars: the black mark on each bar is the district median.
- Score: seven weighted factors. Methodology published.
What the score cannot tell you
- RPS scores the project, not a unit. Floor, stack, facing, renovation and the asking price are outside the score. In the 12 months to October 2026, the 3 resale caveats at Finland Gardens ranged from $1,625 psf to $1,865 psf: that spread is unit-level variation the score cannot see.
- Recent price evidence is thin: 3 resale caveats in the 12 months to October 2026. The Historical Performance factor (8/10) rests on the 10-year record, not on this window.
- Historical Performance is a percentile among projects of similar vintage (completed around 1984, within a year or so, widened when the cohort is small). A high score is strong for its age group, not against the whole market.
- The nearest MRT is Siglap MRT (TE28), 490 m in a straight line. The walking route is usually longer, and bus links are not scored.
- Primary School Effect counts the 3 primary schools within 1 km on OneMap's School Query (the school's land boundary to the block's building outline, the measure MOE uses for P1), weighted by recent P1 ballot demand. A school counts when any block is within 1 km, so confirm your own block's postal code before relying on it.
- Scores updated October 2026; transactions to October 2026. Nothing on this page is a valuation or advice on a specific unit.
- Facing decides a unit's morning or afternoon sun, and it varies stack by stack. See the sun path at Finland Gardens for any facing, date and time → The hours count direction only; the 3D map draws the shadows of the blocks around it.